Beyond the Rat Race - further thoughts

Here is a tale based on an anecdote in Art Gish's book.

An American financial adviser on holiday, or should I say vacation, was on a beautiful island. There he met a local fisherman relaxing on the beach. They discussed the fine weather and lovely scenery. The American told the local man that he was working long hours and saving hard so that he could live in this sort of place. He loved fishing, spending time leisurely on the beach and swimming in the sea. He sold insurance policies and advised on various savings plans. He asked if the man was interested in insurance or savings plans. The man said he was not in the least interested.

"Is that wise? Surely you want to be able to plan for the future so that you can be like me and live leisurely on the beach, swim and fish," asked the American.

The local man scratched his head and declared, " But that's what I do now!"